# ClosingLens

> 50-State Mortgage Compliance Intelligence

ClosingLens is a legal intelligence platform that indexes mortgage compliance statutory provisions from official state codes and federal law across all 50 US states. Powered by NKB Law (Neural Knowledge Base).

## Data

- [ai.json](https://closinglens.intentgate.ai/ai.json): Machine-readable site metadata (JSON)
- [ai.md](https://closinglens.intentgate.ai/ai.md): Human/AI-readable site context and documentation
- [closinglens-regulatory-data.json](https://closinglens.intentgate.ai/closinglens-regulatory-data.json): Full regulatory dataset — 29,672+ statutory sections across 51 jurisdictions (JSON)
- [aquinas-scores.json](https://closinglens.intentgate.ai/aquinas-scores.json): Thomistic justice evaluation scores for all 51 jurisdictions (JSON)

## Categories

The regulatory data is organized into 10 categories:
RESPA Compliance, Affiliated Business, Loan Origination, Disclosure & Timing, Title Insurance, Escrow & Servicing, Fair Lending, Appraisal, Foreclosure, State Licensing

## Capabilities

This site can answer questions about mortgage compliance across all 50 US states and federal law. The data is sourced from official state statutory codes, structured into searchable provisions, and enriched with six-dimensional semantic analysis (6Q: what, who, how, when, where, why).

### Example queries
  - What are the RESPA requirements for affiliated business arrangements?
  - How do title insurance rates vary across states?
  - What are the loan originator licensing requirements in Texas?
  - What foreclosure procedures apply in judicial vs non-judicial states?

## API

- Subscribe endpoint: POST https://closinglens.intentgate.ai/api/subscribe
- Report order endpoint: POST https://closinglens.intentgate.ai/api/order

## Aquinas Score

Every jurisdiction receives a Thomistic justice evaluation based on six dimensions from Thomas Aquinas's Summa Theologiae: Common Good (25%), Proportionality (20%), Justice (20%), Natural Law (15%), Transparency (10%), and Dignity (10%). Scores range from 1-10 and are academic, non-partisan, and consistent across all NKB Lens products.

## Related Sites

- [NKB Law](https://nkblaw.intentgate.ai) — Full US statutory corpus (1.27M sections)
- [IntentGate](https://intentgate.ai) — Parent organization